Startup Q&A: I am pursuing a degree in Business. Should take risk of startup or should start my business after graduating?


Question that I answered online recently.

I am pursuing a degree in Business. Should take risk of startup or should start my business after graduating?

Original question: I am pursuing bcom (honors) I have some business ideas but no financial aids should take risk of startup or should start my business after job?

I think the answer lies in your question since you have laid out a few facts:

  • You are pursuing B. Com
    • You are doing the right thing by having a grounding in business.
  • You are (probably) young and energetic
    • Since you are thinking of new ideas
  • You are a risk taker.
    • You are willing to pursue a startup idea to “start a business”
  • As you probably learnt in business-101 course, a business entrepreneur needs Land, Labor, capital.
    • You don’t (yet) have the means or capital to pursue your idea.

The answer is simple: unless you win the lottery, or a rich uncle decides to give you a large sum of money, you need to continue down the current path. Complete your education and find the means to pursue your startup dream.

Either way, don’t stop dreaming big!


Current job: technology at an investment bank. Have spent 8+ years.

Offer: mid stage startup with plans for aggressive growth in next few years. Pay is only slightly better than my current.

You have laid out a few facts:

  • Current job: technology at an investment bank. Have spent 8+ years.
  • Offer: mid stage startup with plans for aggressive growth in next few years. Pay is only slightly better than my current.

Should I leave my secure and well paying job to join a startup?

The reason to join startups can vary from person to person. You need to ask yourself the reason why you are joining this startup.

  • “Plans for aggressive growth in next few years.”
    • This sounds like a great reason, especially if you are also being offered equity.
    • The Startup grows and you grow.
  • You will move from a structured job (technology in investment banks are structured ) to an unstructured, organic organization where you will be required to roll-up your sleeves and lead.

Only one question to ask yourself. What do you do if the Startup fails to take off or succumbs to competitors or market conditions. Are you willing to take the risk and come back to corporate world?

Bottomline: Sounds like a low-risk move at this time.

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